Credit Card/Merchant Processing

Credit Card Processing

CardChoice International

CardChoice International has been a vetted partner with the NYSSCPA for more than a decade. CardChoice provides a dedicated website exclusively for NYSSCPA members, www.nysscpa.cardchoice.com.  It has educational information and a convenient on-line chat feature for immediate expert response. Rely on us for all the advantages today's payment processing brings to business and commerce. 

Introducing

Advantages for NYSSCPA Members

CardChoice Executive Team: Highly knowledgeable personalized local service provided by trusted advisors is available anytime by contacting us through our dedicated website or dedicated toll-free phone line: 877-659-5394.

Exclusive Reduced Pricing: For credit card and ACH payment acceptance, processing rates start as low as 0.35%.  New accounts receive a robust online virtual credit card terminal including recurring billing, at no additional cost.

Free Merchant Statement Audit Services:  Our no-cost comprehensive merchant statement audit services deliver typical savings up to 50%! Let us show your clients the money they do not know they are losing.

Funding and Fees: Next day funding available, with optional end-of-month fee deduction for simpler bank reconciliation. No set up, monthly minimum or cancellation fees. Interchange optimization for business-to-business transactions.

PCI DSS Security: Security tool kit with up to $100,000 breach protection insurance.

Revenue Share: CardChoice offers a revenue share program for your firm or favorite nonprofit organization, based on your referrals.

Whether an NYSSCPA member or referred client wants to open their first merchant account, accept secure and easy payments or gain a better understanding of their current rates and services, CardChoice can help.

Our expertise allows us to uncover cost savings and make recommendations other processors may not be aware of, or fail to inform you about.

We will even pay you or your referred client $250.00 if we cannot lower the cost of accepting credit cards and we guarantee it!

The NYSSCPA encourages members to visit www.nysscpa.cardchoice.com for more information. Contact CardChoice today at 877-659-5394.

CPACharge

CPACharge is a simple, affordable online payment solution that makes it easy for accountants, bookkeepers, CPAs, and enrolled agents to securely accept credit, debit, and eCheck payments in person, online, or on the go. With CPACharge, you can offer clients the modern options they prefer while you get 100 percent of your payments deposited into your bank account for easy, accurate reconciliation.

CPACharge is also committed to providing an exceptional customer support experience. Our in-house team of payments experts is available by email, phone, or live chat Monday–Friday, with after-hours and weekend support via email.

As a proud partner of the New York State Society of CPAs, we offer competitive pricing with no setup costs, cancellation fees, or long-term contracts. NYSSCPA members who sign up for CPACharge will also have their monthly program fee waived for the first three months.

For more information, visit cpacharge.com/nysscpa or call 866-307-5686.

SoFI

Student Loan Refinancing

As the leader in student loan refinancing, SoFi has partnered with NYSSCPA to bring their product to our members. SoFi consolidates and refinances federal and private student loans to offer rates customized to you, creating meaningful savings. Upon refinancing through SoFi.com/NYSSCPA, NYSSCPA members and families receive a 0.125% rate discount.¹

Here is a short video on the program
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Benefits include:

• Rate Discount: NYSSCPA members and family members receive a 0.125% rate discount* when you refinance through SoFi.com/NYSSCPA.

• Savings: SoFi borrowers save thousands on average over the life of their loans when they refinance.

• Rates & Terms: Low variable and fixed rates with 5, 7, 10, 15 and 20-year repayment terms.

• Simplicity: Consolidate all existing student loans (federal and private) into a single loan with one monthly payment.

• Perks: SoFi offers career counseling, member events, a referral program, and more.

• No Fees: No application fees, no origination fees and no prepayment penalties.

Personal Loans

A SoFi personal loan can help you save thousands.  With low rates and a fixed monthly payment, you can may pay off high interest debt, like credit cards, or make a major purchase.  It only takes a couple minutes to see what you may qualify for, and won’t impact your credit (we do a soft credit pull). If you become a borrower through SoFi.com/NYSSCPA, you’ll qualify for a $150 welcome bonus*.

• Welcome Bonus: Members receive a $150 welcome bonus upon becoming a SoFi personal loan borrower through SoFi.com/NYSSCPA.

• No Fees: No application, origination, or other lender fees.

• Easy Experience: Simple online application that only takes minutes to complete.

If you have any questions about SoFi student loan refinancing, please visit SoFi.com/NYSSCPA or contact customer service by calling 855.456.7634 or emailing ask@sofi.com. You can also visit the SoFi FAQ to learn more.

¹ If you apply and are approved, the interest rate shown in your loan documents will include an additional rate discount because of your organization’s SoFi partnership at the time of loan origination. Offer good for new customers only.

^* Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Fixed rates from 5.49% APR to 14.24% APR (with AutoPay). Variable rates from 4.99%APR to 11.09% APR (with AutoPay). SoFi rate ranges are current as of April 11, 2017 and are subject to change without notice. Interest rates on variable rate loans are capped at either 14.95%. Lowest variable rate of 4.99% APR assumes current 1 month LIBOR rate of 0.99% plus 1.575% margin. Not all borrowers receive the lowest rate. If approved for a loan, the fixed or variable interest rate offered will depend on your creditworthiness, and the term of the loan and other factors, and will be within the ranges of rates listed above. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. Not all rates and amounts available in all states. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. SoFi loans not offered to residents of Nevada. Other state restrictions may apply. See eligibility requirements at sofi.com/legal. Licensed by the Department of Business Oversight under the California Finance Lender Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. 1 Welcome bonus will be issued electronically once you become a SoFi borrower; you have submitted a completed application with documents and your loan has been disbursed. Offer good for new customers only.